See Your Financial Future Before It Happens
What if you got a raise? What if you cut your dining budget? What if your RSUs vest? Test every scenario and see the impact on your net worth—instantly.
Two Powerful Simulators
Test income and expense scenarios, or model your equity compensation. Both update your projected net worth in real time.
Budget Simulator
Adjust your income and spending by category to see how changes affect your savings rate and long-term wealth.
Example: Increasing your monthly savings by just $200 could grow to $35,000+ in 10 years (at 7% annual return).
Equity Simulator
Model your RSUs, stock options, and employee stock grants. See vesting schedules and projected values over time.
Perfect for: Tech professionals, startup employees, and anyone with equity compensation who wants to see their total compensation picture.
Questions You Can Answer
"What if I get a 10% raise?"
See exactly how much more you'll save and how it affects your financial timeline.
"What if I cut my dining budget?"
Test specific category reductions and see the long-term wealth impact.
"What if my RSUs vest?"
Model your vesting schedule and projected stock value over time.
"What if I take a lower-paying job?"
Understand the tradeoffs before making a career move.
"What if I buy a house?"
Factor in mortgage payments and see your new cash flow picture.
"What if my company goes public?"
Model different IPO price scenarios for your equity.
Most Finance Apps Show You the Past. We Help You Shape the Future.
While others just track what happened, OctoWealth lets you simulate what could happen—so you can make smarter decisions today.
Download OctoWealth