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Privacy by Design

Your Financial Data Stays Yours

We built OctoWealth with a simple principle: we can't protect what we can see. That's why we use read-only access, process sensitive data on your device, and never sell your information.

Read-Only Access
Encrypted Storage
No Data Selling
Local Processing

Our Privacy Principles

Four commitments that guide everything we build.

Read-Only Access Only

We can see your transactions, but we can never move your money. Our connection to your bank accounts is strictly read-only through Plaid.

We cannot initiate transfers or payments

On-Device Processing

Receipt scanning and AI predictions happen on your device. Your receipt images never leave your phone. Neither do your spending patterns.

ML models run locally, not in the cloud

Zero Data Selling

We do not sell, rent, or trade your financial data to anyone. Not for advertising. Not for analytics. Not ever. Your data is yours alone.

No advertisers. No data brokers. No exceptions.

Full Data Control

Export all your data anytime. Delete your account permanently with one tap. Disconnect individual bank accounts whenever you want. You're in control.

CSV/PDF export + instant account deletion

Built-In Security

Multiple layers of protection for your peace of mind.

Biometric Lock

Face ID, Touch ID, or fingerprint required to open the app. Optional PIN backup.

Encrypted Tokens

Authentication tokens stored in your device's secure hardware, backed by OS-level encryption.

Jailbreak Detection

Advisory warnings if your device is rooted or jailbroken, so you know your risk level.

Hide Amounts

Privacy mode blurs your balance when showing the app to others. Tap to reveal.

No Financial Credentials

We never see your bank passwords. Credentials are entered directly into Plaid's secure interface.

Data Export

Download all your data anytime in CSV or PDF format. Take it with you if you leave.

How We Compare

Feature
OctoWealth
Typical Apps
Sells your data ✓ Never Often
Read-only bank access ✓ Yes Sometimes
On-device AI ✓ Yes Rarely
Account deletion ✓ One tap Email req.
Biometric lock ✓ Included Sometimes

Finance Apps Shouldn't Require Trust

With OctoWealth, your data stays yours. Period.

Get Privacy-First Finance